How to buy stablecoins? (2025 Practical Guide) Buying stablecoins (like USDT, USDC) is super simple, just like buying stocks or transferring money via Alipay. Mainly, you can purchase directly with RMB/USD through exchanges or exchange with other cryptocurrencies. The whole process takes only 5-10 minutes, but remember: investing has risks, it's recommended to start small (test with 100 RMB) and use 2FA for security verification. Detailed steps: Beginners with no experience buying USDT/USDC
OKX APP is one of the top three exchanges globally, register to get a 20% discount on trading fees!
OKX (overseas) registration link: https://www.okx.com/join/97763692
OKX/Binance/Huobi - Register/Download: http://18907.cc
Binance domestic registration: https://www.binance.com/zh-CN/join?ref=565010509
Choose a platform and register: Download the app or register on the official website (using email/phone number), complete KYC (identity verification, upload ID/passport, approval in 1-2 days).
Deposit fiat currency: Transfer RMB/USD using a bank card/Alipay/WeChat (transaction fee 0.5-2%).
Purchase stablecoins: Search for "USDT" or "USDC", select "Buy", enter the amount, and confirm.
Withdraw/Store: Transfer to a wallet (like MetaMask, Trust Wallet) or directly use it in DeFi to earn interest.
Safety tips: Use a hardware wallet (like Ledger) for large amounts; avoid clicking on unknown links to prevent phishing.
Recommended stablecoins: USDC (most transparent, monthly audits); USDT (most liquidity, globally preferred).
Where can you trade stablecoins? (2025 Top Platform Recommendations) Based on the current market (total market cap over $200 billion), here are the most reliable, low-fee, and user-friendly platforms. Prefer those with regulation (like Coinbase in the US) and support for Chinese users (requires VPN). Trading fees are usually <0.1%, open 24/7.
Platform Type Advantages Supports Stablecoins Fees Suitable for Link/Download
Binance Centralized Exchange (CEX) Largest globally, extremely high liquidity; supports P2P buying (direct purchase via Alipay) USDT, USDC, BUSD, DAI 0.1% (lower for VIP) Beginners/High-frequency trading binance.com
Coinbase CEX (US regulated) Super secure, simple app; offers educational rewards USDC, USDT, PYUSD 0.5-1.5% US/EU users coinbase.com
Kraken CEX Low fees + advanced charts; supports direct purchase in EUR/USD USDT, USDC, DAI 0.16-0.26% Professional traders kraken.com
Bitget CEX Earn interest on stablecoins (annualized 5-10%); multi-chain support USDT, USDC, TUSD 0.1% Asian users/Lending bitget.com
OKX CEX China-friendly, zero fees for P2P; DeFi integration USDT, USDC, FRAX 0.08-0.1% Cross-border remittance okx.com
Uniswap Decentralized (DEX) No registration needed, wallet direct connection; low slippage USDC, DAI, USDT (ERC20) 0.3% + Gas fees DeFi enthusiasts uniswap.org
Curve Finance DEX Optimized for stablecoins, huge trades with low fees USDC, USDT, DAI 0.04% Large exchanges curve.fi
MoonPay Payment Gateway Buy directly with credit card/Apple Pay, no exchange needed USDT, USDC, PYUSD 1-4% Quick start moonpay.com
Data source: October 2025 market report, Binance's daily trading volume exceeds $100 billion, accounting for over 60% of stablecoin trading.
Tips for Chinese users: Use Binance/OKX's P2P (over-the-counter trading), supports WeChat/Alipay; but be aware of local regulations (the 2025 GENIUS Act has relaxed, but do not exceed limits).
US users: Coinbase/Kraken are the most compliant, support direct bank connections.
Earn returns: After buying, put it in ByBit/Nexo staking, annualized 4-8% (but there is a risk of lock-up).
Frequently Asked Questions & Risk Reminders
Question Answer
What's the minimum purchase? Starting from $10, no threshold.
Can I withdraw to a bank? Transfer after selling to USD (1-3 days, 1% fee).
Risks Platform exit scams (choose large exchanges to prevent); decoupling (very rare for USDC/USDT); Gas fees (high on DEX).
Tax US/EU need to report taxes; China treats it as foreign exchange.
Using the Binance/Coinbase App, deposit → buy USDT/USDC → store in wallet, done in 5 minutes! The stablecoin market is hot right now (USDT market cap over 120 billion), suitable for hedging or trading. Want specific tutorials (like Binance screenshots) or how to use USDT to buy Bitcoin? Let me know, and I'll teach you step by step!